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Millionaire’s Tiramisu Recipe

5 Stars 4 Stars 3 Stars 2 Stars 1 Star 4 from 73 reviews
  • Author: Kimberly
  • Prep Time: 20 minutes
  • Cook Time: 0 minutes
  • Total Time: 4 hours 20 minutes
  • Yield: 9 servings
  • Category: Dessert
  • Method: No-Cook
  • Cuisine: Italian-American Fusion
  • Diet: Vegetarian

Description

Millionaire’s Tiramisu is a luscious and decadent no-bake dessert that combines classic Italian tiramisu flavors with a rich caramel twist. Layers of coffee-soaked ladyfingers are paired with a creamy blend of cream cheese and dulce de leche, topped with whipped cream and dusted with cocoa powder for a perfect balance of sweetness and texture. Ideal for an indulgent treat that impresses with minimal effort.


Ingredients

Liquid Mixture

  • 1 cup brewed espresso or strong coffee (cooled)
  • 2 tablespoons coffee liqueur (optional)

Caramel Cream Mixture

  • 1 (8 oz) block cream cheese (softened)
  • 1/2 cup dulce de leche or caramel sauce (plus extra for drizzling)
  • 1/2 cup powdered sugar
  • 1 teaspoon vanilla extract
  • 1 1/4 cups heavy whipping cream

Assembly

  • 24 ladyfinger biscuits (savoiardi)
  • 2 tablespoons cocoa powder (for dusting)
  • Grated chocolate or chocolate shavings (optional)


Instructions

  1. Prepare Coffee Mixture: In a shallow dish, combine the brewed espresso or strong coffee with coffee liqueur if using. Set aside to allow flavors to meld.
  2. Make Caramel Cream Cheese Mixture: In a large mixing bowl, beat the softened cream cheese, dulce de leche, powdered sugar, and vanilla extract together until smooth and creamy, creating a rich caramel base.
  3. Whip Heavy Cream: In a separate bowl, whip the heavy cream until stiff peaks form, ensuring a fluffy texture for the cream layer.
  4. Fold Cream into Caramel Mixture: Gently fold the whipped cream into the caramel cream cheese mixture until fully combined, careful to maintain the lightness of the whipped cream.
  5. Dip Ladyfingers: Quickly dip each ladyfinger into the coffee mixture for 1–2 seconds per side to absorb flavor without sogginess.
  6. Assemble First Layer: Arrange half of the dipped ladyfingers in a 9×9-inch dish, creating an even base for the dessert.
  7. Add First Cream Layer: Spread half of the caramel cream mixture evenly over the ladyfingers to form the first creamy layer.
  8. Repeat Layers: Repeat dipping and layering with the remaining ladyfingers, then top with the remaining caramel cream mixture, smoothing the surface.
  9. Chill: Cover the assembled tiramisu and refrigerate for at least 4 hours or overnight to allow the flavors to meld and dessert to set properly.
  10. Garnish and Serve: Before serving, dust the top with cocoa powder, add grated chocolate or chocolate shavings if desired, and drizzle with extra caramel sauce for added indulgence.

Notes

  • This recipe uses cream cheese and dulce de leche for a caramel-infused twist on traditional tiramisu, but mascarpone can be substituted for a more authentic texture.
  • Do not soak the ladyfingers for too long to prevent sogginess; 1–2 seconds per side is sufficient.
  • Allow the dessert to chill for at least 4 hours; overnight chilling enhances flavor and texture.
  • For an alcohol-free version, omit the coffee liqueur.
  • Optional toppings like grated chocolate add an elegant finish and extra texture.