If you treasure the comforting flavors of banana bread but crave something a bit more decadent and celebratory, then this Banana Bread Cake with Cream Cheese Frosting Recipe is exactly what you need. It takes the familiar moistness of banana bread and elevates it into a rich, luscious cake topped with silky cream cheese frosting. Every bite delivers that perfect balance of sweet banana flavor, buttery texture, and tangy cream cheese that feels like a warm hug on a plate. Whether you’re making it for a family gathering or a special afternoon treat, this cake is sure to become a beloved favorite.
Ingredients You’ll Need
Getting to the heart of this Banana Bread Cake with Cream Cheese Frosting Recipe means using simple, straightforward ingredients. Each plays a crucial role, from the ripe bananas that bring natural sweetness and moisture to the cream cheese and butter that make the frosting irresistibly smooth and tangy.
- Mash ripe bananas: About 3-4 bananas will add natural sweetness and moist texture.
- All-purpose flour: The base of the cake, providing structure and crumb.
- Baking soda: Helps the cake rise and keeps it light.
- Salt: Enhances all the flavors, balancing the sweetness.
- Unsalted butter (softened): Adds richness and tenderness to the cake.
- Granulated sugar: Sweetens the cake without overpowering bananas.
- Brown sugar: Adds a subtle caramel note that complements the banana.
- Large eggs: Bind the ingredients and add moisture.
- Vanilla extract: Brings depth and warmth to the flavor profile.
- Buttermilk (or substitute): Keeps the cake moist and tender with a slight tang.
- Cream cheese (softened): For a creamy, tangy frosting that pairs perfectly with the cake’s sweetness.
- Powdered sugar: Sweetens the frosting, allowing you to adjust to taste.
How to Make Banana Bread Cake with Cream Cheese Frosting Recipe
Step 1: Prepare the Pan and Oven
Start by preheating your oven to 350°F (175°C) and greasing and flouring a 9×13-inch baking pan. This way, your cake will bake evenly and lift out smoothly when it’s ready.
Step 2: Mix Dry Ingredients
In a medium bowl, whisk together the flour, baking soda, and salt. This ensures that your leavening is evenly distributed for a uniform rise and that the salt brings out all the flavors.
Step 3: Cream Butter and Sugars
Using a large bowl, beat the softened butter with granulated and brown sugars until light and fluffy. This step traps air, which contributes to the light texture of your cake and offers a hint of caramel sweetness from the brown sugar.
Step 4: Add Eggs and Vanilla
Beat in the eggs one at a time to maintain the mixture’s lightness, then mix in the vanilla to bring warmth and depth to your batter.
Step 5: Incorporate Bananas
Blend in the mashed ripe bananas until fully incorporated. These bananas infuse the batter with natural sweetness and incredible moisture.
Step 6: Combine Dry Ingredients and Buttermilk
Gradually add the flour mixture and buttermilk alternately, starting and ending with the dry ingredients. Stir gently until just combined to avoid overmixing, which keeps your cake tender and moist.
Step 7: Bake the Cake
Pour the batter evenly into the prepared pan. Bake for 30-35 minutes or until a toothpick inserted in the center comes out clean. This ensures your cake is perfectly cooked through but still moist.
Step 8: Cool Before Frosting
Let the cake cool in the pan for about 10 minutes, then transfer to a wire rack to cool completely. This step is key because the cream cheese frosting works best on a fully cooled cake.
Step 9: Make the Cream Cheese Frosting
Beat the softened cream cheese and butter together until smooth and creamy. Gradually add powdered sugar, about a cup at a time, beating well after each addition until the frosting is fluffy and just the right sweetness for your taste.
Step 10: Frost and Serve
Spread the cream cheese frosting evenly over the cooled banana bread cake. Slice it up and get ready to enjoy one of the most comforting and delicious treats you’ll ever make!
How to Serve Banana Bread Cake with Cream Cheese Frosting Recipe

Garnishes
Add a personal touch by sprinkling chopped walnuts or pecans on top of the frosting for a delightful crunch, or scatter a few banana chips for extra banana flavor and a fun texture contrast.
Side Dishes
This cake pairs wonderfully with a hot cup of coffee or a cold glass of milk. For a special brunch, serve it alongside fresh berries or a light fruit salad that complements the cake’s richness perfectly.
Creative Ways to Present
Consider serving this cake as mini slices stacked in a dessert parfait with layers of whipped cream and fresh fruit. Alternatively, cut it into squares and serve with a scoop of vanilla ice cream for an indulgent dessert.
Make Ahead and Storage
Storing Leftovers
You can store leftover Banana Bread Cake with Cream Cheese Frosting in an airtight container at room temperature for up to two days. After that, refrigeration is best to keep the frosting fresh and prevent spoilage.
Freezing
This cake freezes beautifully. Wrap individual slices or the whole cake tightly in plastic wrap and then foil. Freeze for up to three months. When ready to eat, thaw in the refrigerator overnight for the best texture.
Reheating
For a warm treat, gently warm a slice in the microwave for about 10-15 seconds. This softens the cream cheese frosting just a little and enhances the cake’s comforting flavors without melting the frosting completely.
FAQs
Can I use overripe bananas for this recipe?
Absolutely! Overripe bananas are perfect because they’re sweeter and softer, providing natural sweetness and moistness that make your banana bread cake extra delicious.
What can I use if I don’t have buttermilk?
You can easily make a buttermilk substitute by adding one tablespoon of lemon juice or white vinegar to half a cup of milk. Let it sit for 5 minutes before using. It adds the same tender texture and slight tang as real buttermilk.
Is it necessary to use both granulated and brown sugar?
Using both sugars adds complexity to your cake’s flavor—the brown sugar brings a subtle caramel note, while the granulated sugar sweetens without overpowering the banana taste. But you can adjust according to your preference.
Can I make this Banana Bread Cake with Cream Cheese Frosting Recipe gluten-free?
Yes, substituting all-purpose flour with a gluten-free flour blend that includes xanthan gum usually works well. Just be sure to check the blend suits baking cakes to maintain texture.
How long does this cake keep in the fridge?
When stored properly in an airtight container, the cake keeps well for up to 4-5 days. The cream cheese frosting stays fresh and creamy throughout this period.
Final Thoughts
There’s something truly special about this Banana Bread Cake with Cream Cheese Frosting Recipe. It’s simple yet indulgent, nostalgic but with a touch of sophistication thanks to that luscious frosting. Whip it up for your next gathering or whenever you want to treat yourself to a cozy, delicious moment. Trust me, once you try it, this cake will have a permanent spot in your recipe collection!
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Banana Bread Cake with Cream Cheese Frosting Recipe
- Prep Time: 15 minutes
- Cook Time: 35 minutes
- Total Time: 50 minutes
- Yield: 12 servings
- Category: Dessert
- Method: Baking
- Cuisine: American
Description
This Banana Bread Cake with Cream Cheese Frosting is a moist, flavorful dessert that combines the rich taste of ripe bananas with a smooth, tangy cream cheese frosting. Perfect for sharing, this cake offers a delightful twist on traditional banana bread with a tender crumb and luscious topping.
Ingredients
For the Banana Bread Cake:
- 1 ½ cups mashed ripe bananas (about 3–4 bananas)
- 2 cups all-purpose flour
- 1 teaspoon baking soda
- ¼ teaspoon salt
- ½ cup unsalted butter, softened
- 1 cup granulated sugar
- ½ cup brown sugar, packed
- 2 large eggs
- 1 teaspoon vanilla extract
- ½ cup buttermilk (or milk with 1 tablespoon lemon juice/vinegar as a substitute)
For the Cream Cheese Frosting:
- 8 oz cream cheese, softened
- ½ cup unsalted butter, softened
- 3–4 cups powdered sugar (adjust to desired sweetness)
Instructions
- Preheat the Oven: Preheat your oven to 350°F (175°C). Grease and flour a 9×13-inch baking pan to prepare it for the cake batter.
- Mix Dry Ingredients: In a medium bowl, whisk together the flour, baking soda, and salt. Set this mixture aside for later.
- Cream Butter and Sugars: In a large bowl, cream together the softened butter, granulated sugar, and brown sugar until the mixture is light and fluffy, creating a smooth base for the batter.
- Add Eggs and Vanilla: Beat in the eggs one at a time to ensure even incorporation, then stir in the vanilla extract for flavor.
- Incorporate Bananas: Add the mashed bananas to the batter and mix until fully incorporated, contributing moisture and sweetness to the cake.
- Add Dry Ingredients and Buttermilk: Gradually add the dry ingredients and buttermilk alternately to the banana mixture, starting and ending with the dry ingredients. Stir gently until just combined to avoid overmixing.
- Pour Batter into Pan: Pour the prepared batter evenly into the greased 9×13-inch pan, smoothing the top.
- Bake the Cake: Bake the cake for 30-35 minutes or until a toothpick inserted into the center comes out clean, ensuring the cake is fully cooked.
- Cool the Cake: Allow the cake to cool in the pan for 10 minutes before transferring it to a wire rack to cool completely, preparing it for frosting.
- Prepare Frosting: Beat the softened cream cheese and butter together until smooth and creamy, forming the base of the frosting.
- Add Powdered Sugar: Gradually beat in the powdered sugar, one cup at a time, until the frosting is fluffy and smooth. Adjust sugar quantity to taste.
- Frost the Cake: Once the cake has fully cooled, spread the cream cheese frosting evenly over the top for a delicious finish.
- Serve: Slice the cake into 12 servings and enjoy!
Notes
- Use very ripe bananas for the best flavor and moisture in the cake.
- If you don’t have buttermilk, mix ½ cup milk with 1 tablespoon lemon juice or vinegar and let it sit for 5 minutes before using.
- Do not overmix the batter to keep the cake tender and light.
- The frosting sweetness can be adjusted by adding more or less powdered sugar according to your preference.
- Store leftover cake covered in the refrigerator for up to 3 days.
- Let the cake cool completely before frosting to prevent the frosting from melting.


